Mortgage Broker in Elk Grove, CA
As an experienced mortgage broker in Elk Grove, CA and mortgage lender at Alltrust Lending, Mike Adams is committed to helping Elk Grove residents find the right mortgage solutions. With access to numerous lenders, he provides competitive rates and personalized service for all your home financing needs.
Excellent 4.9 out of 5
Loan Options Available:
- Home Purchase Loans: Mike offers a variety of loan options, including conventional, FHA, VA, and USDA loans, ensuring Elk Grove buyers find the best mortgage for their unique circumstances.
- Refinancing: Mike helps homeowners lower monthly payments, reduce loan terms, or access home equity with refinancing options, including rate-and-term and cash-out refinancing.
- First-Time Homebuyer Loans: For Elk Grove first-time buyers, Mike provides affordable loan options such as FHA loans with low down payments, as well as assistance programs that make homeownership more attainable.
- Non-QM Loans: Mike offers Non-Qualified Mortgage (Non-QM) loans for self-employed individuals or those with non-traditional income, providing greater flexibility than conventional loans.
- Investor Loans: Mike supports real estate investors in Elk Grove by offering financing for rental properties, multi-family homes, and fix-and-flip projects, all with competitive terms.
- Down Payment Assistance: Mike connects buyers with down payment assistance programs to help reduce upfront costs and make homeownership more accessible in Elk Grove.
- Construction Loans: For those building in Elk Grove, Mike offers construction loans that cover building costs and transition to permanent mortgages when the home is completed.