Mortgage Broker in Roseville, CA
As a trusted mortgage broker in Roseville, CA and mortgage lender at Alltrust Lending, Mike Adams is dedicated to providing Roseville residents with customized mortgage solutions. With access to a wide network of lenders, he offers competitive rates and personalized service for every stage of homeownership.
Excellent 4.9 out of 5
Loan Options Available:
- Home Purchase Loans: Mike offers conventional, FHA, VA, and USDA loans to meet the needs of homebuyers in Roseville, helping you secure the best mortgage for your financial goals.
- Refinancing: Take advantage of rate-and-term refinancing to reduce payments or shorten loan terms, or access your home equity with cash-out refinancing for home improvements or other expenses.
- First-Time Homebuyer Loans: Affordable loan programs for first-time buyers, including FHA loans with low down payments and access to down payment assistance programs, making homeownership more accessible in Roseville.
- Non-QM Loans: For self-employed individuals or those with non-traditional income, Mike offers Non-Qualified Mortgage (Non-QM) loans that provide greater flexibility compared to conventional options.
- Investor Loans: Mike offers tailored loan options for Roseville, CA, real estate investors, including financing for rental properties, multi-family units, and fix-and-flip projects, ensuring favorable terms to meet your investment goals.
- Down Payment Assistance: Mike connects Roseville buyers with a variety of down payment assistance programs to help reduce upfront costs, especially for first-time and moderate-income buyers.
- Construction Loans: For those looking to build in Roseville, CA, Mike provides construction loans that cover the building process and seamlessly convert to permanent mortgages upon completion.